Practical Guides

Your Business Debt Solution with apickle

At apickle, we’re all about helping businesses regain control of their finances and avoid bankruptcy. How do we do this?

We Empower SME’s by restructuring multiple bad debts, by offering a Commercial Debt Restructuring Home Loan and Expert Debt Negotiation services.

We ease creditor pressure and simplify repayments, turning insolvency into opportunity.

Let’s prepare your business for its next phase of growth.

Your Business Debt Solution with apickle

At apickle, we’re all about helping businesses regain control of their finances and avoid bankruptcy. How do we do this?

We Empower SME’s by restructuring multiple bad debts, by offering a Commercial Debt Restructuring Home Loan and Expert Debt Negotiation services.

We ease creditor pressure and simplify repayments, turning insolvency into opportunity.

Let’s prepare your business for its next phase of growth.

Explore a debt relief solution for small businesses

There are three key steps to our business debt solution: debt negotiation, debt restructuring and securing a commercial Debt Restructuring Home Loan. These steps provide a clear pathway to getting your business back on track by simplifying the restructuring process.

Step 1: Commercial Debt Restructuring

The first step of our business debt relief solution is a Commercial Debt Restructuring Home Loan.

 

This is called Equity Finance.

 

Use your home’s equity to get unlimited cash out of your loan.

Our goal is to consolidate multiple debts into one manageable loan with a structured repayment plan.

 

This simplifies debt management and eases the burden of dealing with multiple creditors.

We accept all defaults and late payments, and we don’t credit score.

 

Once you’re back on your feet, you can apply to switch to a loan with a lower rate.

 

Choosing apickle as your debt restructuring practitioner brings in our skilled debt negotiators who will ensure that the LVR works favourably.

Step 2: Debt Negotiation

As a business owner, loan repayments and interest can quickly accumulate.

 

If you fall behind, lenders may execute their interest via caveats, PPSR, or ALLPAPP.

 

apickle is here to help. Our expert debt negotiators work with your caveators to secure a more favourable loan-to-value ratio (LVR).

 

With extensive experience across various industries, our specialist debt negotiation team ensures LVR terms that work in your favour.

 

Tax Debt Resolutions

In addition to this, our team liaises with qualified tax advisors to determine any further rebates that can help settle your debt.

 

apickle are not licensed tax advisors, which is why we partner with qualified tax advisors to oversee the next step in this process.

 

Our strategic alliances liaise directly with the ATO to determine if the business is owed any rebates that could help reduce the debt owed.

 

To find out more about tax debt resolutions, contact our team today.

Why apickle?

At apickle, we’ve worked with a range of businesses from a variety of industries on a robust debt relief solution. We take pride in helping businesses manage and overcome their debt, so that they refocus on growing and achieving their business goals.

 

Contact the apickle team today to learn more about our services.

Frequently Ask Questions

At apickle, we offer two main services: Commercial Debt Restructuring Home Loans and debt negotiation. 

Most likely your business will need both, as they are different parts of the same debt relief solution. Learn more about the debt negotiation and debt restructuring process online today. You can also submit an online application form with some details on your financial situation. Once we receive this, one of our team will organise a free holistic video chat to discuss your situation. 

While each debt relief solution will follow the same process – debt negotiation, debt restructuring, tax debt resolution – each step will look slightly different based on your specific business needs. Our goal is to get your finances back on track, so you can focus on improving and developing your business.

The first step is to submit an online application form. This will provide our team with all the crucial details we need to know about your debt situation. Once we receive it, someone from our team will set up a free holistic video chat to discuss your situation. 

No, our initial holistic video chat is free of charge. Submit your application form online today, to secure a video chat with our team.