We Remove
Caveats from
Directors Homes.
negotiate your debts,
consolidate your chaos.
Drowning in
Business Debt
Dont know what to do next?
Caveats preventing you from refinancing — your accountant says “talk to an insolvency firm
Constant calls from creditors, the ATO, or caveators — and you're not sure what to say
Falling behind on tax, super, or loan payments — and it’s only getting worse
You feel overwhelmed, alone, and unsure if your business will survive
Our Superpower?
Deleting Creditors From Your Balance Sheet.
As one of Australia’s only financiers focused exclusively on recapitalising distressed companies and reenergising directors minds, we bring a unique blend of:
- Corporate finance capability
- Real-world small business turnaround experience
We don’t just rescue companies.
We transform insolvency into opportunity – and prepare your business for its next phase of growth.
Product Features
We only get paid when you’re out of apickle.
How it Works:
We saw too many good businesses crushed by creditor pressure, so we built apickle to change that.
- Step 01 – Apply Online
Tell us what’s going on — upload your docs and assets.
Our AI-backed system calculates what your creditors may accept.
No fluff. Just facts we use to fight for you.
- Step 02 – We Get to Work
We turn your equity into a creditor proposal.
Our AI + experts build the deal terms behind the scenes.
This becomes your blueprint for recovery.
- Step 03 – Book & Restructure
Meet with our financier to review the offer.
(And no, we’re not a green cartoon)
We replace messy debts with one structured, manageable loan.
You keep control, protect your home, and move forward.
Feedback from Our Clients
Ben’s $84K Turnaround | How APICKLE Saved His Towing Business, Cut Repayments & Protected His Home
Frequently Asked
Questions
1. Will debt refinancing affect my credit score?
No.
Our primary focus is negotiating directly with your caveators and creditors, not increasing your borrowings.
When we successfully restructure or reduce your debts and improve your company’s balance sheet, your company credit profile can strengthen naturally over time.
2. Can any business qualify for debt refinancing?
To access apickle’s debt refinancing support, you must:
- Have an active Australian company, and
- Have debts that originate from genuine business activities.
3. What types of debts can be refinanced?
This includes debts where a director has become personally liable through:
- Personal guarantees
- Business loans
- Trade supplier accounts
- Informal finance arrangements linked to business operations
Is this solution right for me?
Schedule a free consultation with our team and lets get you out of a pickle.
