If your business practices feel sluggish at best after the stop-and-start effects of the pandemic, help is at hand. It’s time to kickstart back your business after lockdown.
We realise that your business might well need a boost to hit the ground running again after lockdown. This is particularly the case with small to medium enterprises (SMEs).
That’s why, at APICKLE, we offer a range of financial and business strategies to face the stressful financial uncertainties of global lockdowns.
You can turn to our unsecured business loans and financial experts to help get your business out of a pickle — to be well and truly thriving after lockdown.
A Second Chance for Reinvigoration
Everybody deserves a second chance, particularly post-pandemic – and that’s exactly what happens when you inject working capital into your financial structure.
This type of loan is effectively repaid as a percentage of your daily sales. This means there are no monthly bills to contend with.
The working capital you receive is estimated to align with the average of your previous six months’ turnover — and your repayments are automatically deducted and are flexible with your daily turnover.
In this way, the system is structured as a “set and forget”, with the additional advantage that you can top up the amount required if and when you’re ready.
Don’t Delay — Start Today
One in four SMEs failed to achieve finance during the pandemic, and around 29 per cent of those that did were adversely affected by the time-consuming process of gaining business loan approvals. This is why SMEs need to act quickly, but also wisely.
The smartest business operators know that procrastination leads to stagnation. We realise that your confidence levels might be a little low and your business methods could serve to be sharpened.
A third to a half of the loan value that SMEs rely on use property as security. Real estate is a big drawcard for major banks when approving business loan deals. For non-major players, almost half seek property as collateral when granting loan approval.
It’s hard enough to keep head above water, let alone inspire small business growth with these strict measures in place. This is why we offer unsecured business loans that do not require any physical assets as security. We merely base our decision on whether the business has the capacity to borrow against its cashflow structure and performance levels.
An expert unsecured financier will also look at business data, including its history, revenue stream and bank records to determine your viability and manageability for repaying an unsecured business loan.
How to Rebuild your Business
Rebuilding your business takes true grit, ongoing sacrifice, consistency and service levels that succeed in standing out.
Preparation and forward planning hold the key to rebuilding your business after ongoing economic challenges or periods of destabilisation. If you have the will, we’ll show you the way to kickstart your recovery plans into action. Helping you achieve business success by providing a financial boost is our main aim.
Revolving working capital that works with your cashflow is the name of the game. We’re not like the major banks for whom borrowers are often just a number.
Our point of difference is that we don’t require asset security in order to achieve loan approvals. Instead, your repayments are automatically deducted from your business transactions. We also account for your slow days, allowing you to pay less. This means that you can increase your repayments during stronger sales periods.
How Do I Get Started?
That’s easy. Just get started online at APICKLE. Let us show you how to inject some much-needed working capital and unsecured finance into your business.
You won’t encounter any long forms to be processed. You’ll receive loan approvals within 24 to 48 hours. Even better, applying for unsecured business finance with us will not affect your credit card, regardless of the outcome.
We also offer a 24-hour online chat forum, so you can get help in a hurry for fine-tuning your business finance needs.
So, what are you waiting for? Kickstart back your business after lockdown when you get on board with us at APICKLE.
Contact Us
Call us today, toll-free, on 1300 755 669. For general inquiries and support, you can email our relationship manager about your financing options at hello@apickle.com.au. If you have a broker inquiry, you can contact our broker account team about your clients’ needs via email at partners@acpickle.com.au.
